TERMS AND CONDITIONS

WEBSITE TERMS AND CONDITIONS

Please read carefully.

Welcome to Choices & Chances with Tesa Arcilla [https://choiceschances.co] ("Website"), owned and operated by Tesa Arcilla ("Company," "we," "our," or "us"). By accessing or using this Website, you agree to comply with and be bound by these Terms and Conditions. If you do not agree with any of these terms, please do not use this Website.

1. DEFINITIONS

•  Website: Refers to [https://choiceschances.co] and all associated services and content.
•  User: Any person who accesses or uses this Website.
•  Content: Includes text, images, videos, courses, digital products, and all materials available on the Website.
•  Company: Tesa Arcilla, registered under ABN: 48 310 529 913.
•  Services: Includes all products, digital downloads, courses, memberships, and any other offerings provided by the Company.

2. USE OF THIS WEBSITE

1. This Website is provided for informational, educational, and business purposes. Any use outside these purposes requires written permission from the Company.
2. You must be at least 18 years old to use this Website.
3. The Company reserves the right to modify, update, or discontinue the Website, including any services or products offered, at any time without notice. While we strive to keep the Website available at all times, we do not guarantee uninterrupted or error-free access.
4. We may also make improvements and changes to the Website’s content, design, or functionality at any time.
5. Any unauthorised use of this Website, including but not limited to hacking, scraping, data mining, or using automated systems to access content, is strictly prohibited.

3. INTELLECTUAL PROPERTY RIGHTS

1. The Website and its contents, including but not limited to text, graphics, logos, videos, courses, and downloadable resources, are the intellectual property of the Company or licensed to the Company.
2. Users are granted a limited, non-exclusive, non-transferable licence to access and use the materials for personal or internal business purposes only.
3. You may not:

                ◦ Copy, reproduce, distribute, or modify any material from the Website.
                ◦ Create derivative works based on the Website’s content.
                ◦ Sell, licence, or exploit any part of the Website’s content for commercial purposes.
                ◦ Use any content from the Website for any purpose that competes with the Company’s products and services.

4. PURCHASES, COURSES, AND DIGITAL PRODUCTS

4.1 Digital Courses and Materials

1. By purchasing a course, template, or digital product, you are granted a limited, non-transferable, non-exclusive licence to use it for personal or internal business purposes only.
2. You may not share, distribute, resell, or modify any purchased materials without express written consent.
3. You may not create derivative works or competing products based on Company materials.
4. The Company reserves the right to revoke access to any digital product if a user is found to be violating these Terms.

4.2 Free and Paid Content

1. Any free resources provided in exchange for an email address ("Freemium Content") are subject to the same restrictions as paid content.
2. Unauthorised use or distribution of free or paid content may result in legal action.
3. Access to free content does not create any contractual obligations between the User and the Company.

4.3 Refund and Cancellation Policy
 

1. Refunds for digital products and courses are only granted in accordance with specific refund policies outlined for each product.
2. To qualify for a refund, you must demonstrate that you have attempted to implement the material without success by submitting required proof.
3. If a refund is granted, you must cease using all refunded materials and destroy all copies, including but not limited to documents, videos, templates, and community access.
4. Refund requests must be made within the stated refund period for each product.

5. PRIVACY POLICY & DATA PROTECTION

1. Your use of the Website is also governed by our Privacy Policy, which complies with the Australian Privacy Act 1988 (Cth), GDPR, and other applicable regulations.
2. By using the Website, you consent to data collection and use as outlined in our Privacy Policy.
3. The Company does not sell, trade, or rent personal information to third parties.

6. DISCLAIMER & LIMITATION OF LIABILITY

1. The Company makes no warranties, express or implied, regarding the accuracy, reliability, or completeness of Website content.
2. The Website and all associated services are provided "as is" without any warranties of merchantability or fitness for a particular purpose.
3. The Company is not responsible for:

                ◦ Errors, inaccuracies, or omissions on the Website.
                 ◦ Any damages resulting from Website use, including direct, indirect, incidental, special, or consequential damages.
                 ◦ Third-party links or content referenced on the Website.

7. GUEST CONTENT & THIRD-PARTY LINKS

1. The Company may, from time to time, provide content from third-party contributors, such as guest blog posts, interviews, or social media collaborations.
2. We do not control or verify the accuracy of third-party content and do not guarantee its reliability.
3. Any links provided to external websites are for informational purposes only, and we are not responsible for the content, security, or policies of third-party websites.

8. INDEMNIFICATION

You agree to indemnify and hold harmless the Company, its officers, employees, and affiliates from any claims, liabilities, damages, costs, and legal fees resulting from your use of the Website or violation of these Terms.

9. TERMINATION OF ACCESS

1. The Company reserves the right to terminate or restrict your access to the Website at any time without notice if you violate these Terms.
2. Any termination will not waive our rights to seek damages for past breaches of these Terms.

10. FORCE MAJEURE

The Company shall not be held responsible for any failure or delay in performance due to circumstances beyond our control, including but not limited to natural disasters, cyberattacks, technical failures, government actions, pandemics, or legal restrictions.

11. DISPUTE RESOLUTION & GOVERNING LAW

1. These Terms are governed by the laws of New South Wales, Australia.
2. Any disputes arising from these Terms will be resolved through binding arbitration in Sydney, Australia, with costs borne by the initiating party.

12. CHANGES TO TERMS

1. We reserve the right to update these Terms at any time.
2. The latest version will always be available on the Website.
3. Continued use of the Website after changes means you accept the new Terms.

13. CONTACT INFORMATION

If you have any questions regarding these Terms, please contact us at:
Tesa Arcilla
Email: support@choiceschances.co

ABN: 48 310 529 913
[https://choiceschancs.co]
Last updated: 02 March 2025

By using this Website, you acknowledge that you have read, understood, and agreed to these Terms and Conditions.